Can an old employer hold you responsible for
incorrect refunds put on your credit account, w/out your consent? Someone at my old work, refunded my credit card when they shouldn't have. I do all banking online, so I really didn't even know. Out of nowhere, I got a phone call from my former employer basically accusing me of having something to do with these fraudulent charges, and demanding that I repay the amount in question. They had already charged back a good part of the amount on to my credit card without my consent or knowledge, and would have charged the remaining amount back, had it not been for the fact that I used my card at the doctor's to pay for some medical expenses - and now the card is at it's limit. They know about the charges I made at my doctor (how they could get that information I do not know), and are demanding I pay the balance now. Can they legally place these refunds and charges onto my account without my knowledge or consent? Can they hold me accountable for errors that they made? How can they have known about the charges I made to my account at other businesses?
It was my own personal credit card, not a company issued one. Sorry for that confusion.
I have no problem repaying what I owe. My issue is with them demanding it now, and with them threatening legal action. I do not have direct deposit, so I am not sure how they could have known about the other charges. My only idea, is that they called my credit card company and pretended to be, since they did know my ssn and credit card number.
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